Here are a list of common and notable questions that the Cricket has received:

Should I get a credit card?

Should students get credit cards?

How can I repair my poor credit history?

Are Payday/ Cash Advance loans a good option?

Are student loans a good way to finance my education?

How did a Cricket like you get to be so smart?

I say old chap, thanks for the help, would you let me take you to a cricket match as a way of showing my gratitude?

A bunch of crickets outside my window, kept me up all night with their loud, incessant chirping. Are you by chance related to them?

Q: Should I get a credit card?

A:  Everyone should have one credit card to use in case of emergencies and online transactions. Having more than three can be dangerous. Its a simple fact that the more money you have access to, the more you will need to spend. The total line of personal credit available to you should not exceed 40% of your annual income.

Q: Should students get credit cards?

A: That is a tough question. More and more students are falling into credit card debt. One low limit, student credit card can be beneficial to a student. If a student has a source of income, it is a good idea to use the credit card and pay it off every month and thus begin building credit. If the student does not have a steady source of income, the student should reserve the card for emergencies only.

Q: How can I repair my poor credit history?

A: Believe it or not, you can and relatively quickly too. There is an attorney that possesses a wealth of information on how you can make use of Federal laws to remove marks against your credit report. Due to licensing agreements, the Cricket can not go into it in detail, but he can refer you to this source. The source does charge a small fee for his information, but it is well worth it, if you have paid off your debts and are ready to clean up your credit and move on. Check it out now

Q: Are Payday/ Cash Advance loans a good option?

A: This question is answered in a special section. Go there now.

Q: Are student loans a good way to finance my education?

A: Many students make use of student loans to pay for their education. The drawback is that they enter the workforce already heavily in debt. Student loans often take a long time to pay off due to the high interest rates. However, if a student loan is the difference between getting a college education and not, you should probably go for it. Be sure you have explored all other sources of funds. Apply for Federal Aid for free at Fafsa.ed.gov.

Q: How did a Cricket like you get to be so smart?

A: I am not smart enough to answer that question. However, I will say that we can't help what we are. - the Cricket

Q: I say old chap, thanks for the help, would you let me take you to a cricket match as a way of showing my gratitude?

A: A cricket match? Crickets don't use matches. We only use Bic lighters. - the Cricket

Q: A bunch of crickets outside my window, kept me up all night with their loud, incessant chirping. Are you by chance related to them?

A: Oh dear, certainly not. I would never associate with such ill mannered creatures. - the Cricket

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